---
title: Policy Forms Updated for Hospitals & Healthcare Systems
description: Effective July 1, 2023, the policy forms for Hospitals and Integrated Healthcare Systems written in the excess and surplus (E&S) space have been updated.
---

[ProAssurance News ](https://proassurance.com/news)

# [Policy Forms Updated for Hospitals & Healthcare Systems](https://proassurance.com/news/policy-forms-updated-for-hospitals-healthcare-systems)

 Written by [ProAssurance](https://proassurance.com/news/author/proassurance) | 8/4/23 2:30 PM

Effective July 1, 2023, the policy forms for **Hospitals and Integrated Healthcare Systems** written in the excess and surplus (E&S) space have been updated. Key highlights include:

- Locations are no longer required to be scheduled for coverage to apply.
- A separate limit of liability is now extended for Employee Benefits Liability.
- Products and Completed Operations Hazard Coverage is now listed under General Liability with a separate aggregate limit, should General Liability Coverage be purchased.
- Leased Workers, Temporary Workers, and Volunteers are listed under the definition of “employee.”
- The definition of Bodily Injury has been expanded to include coverage for mental injury, mental illness, mental anguish, emotional distress, and disability.
- Perfusionists are now automatically covered with shared limits under our policy form.
- Ability to schedule providers with shared and/or separate limits of liability.
- Sexual Misconduct/Physical Abuse Coverage is excluded.
- Exclusions for Multi-Policy, Anti-Stacking, and Privacy have been added.
- Additional terms have been added to the Definitions section, including but not limited to Event and Potential Claim.
- Related claims language has been added to clarify limits available and number of deductibles that would apply.

*Please refer to ProAssurance’s updated policy form(s) for additional information around policy language as well as revised terms and conditions.*

[View full post](https://proassurance.com/news/policy-forms-updated-for-hospitals-healthcare-systems)

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